The 8th "Annual meeting with CRIF" was held in Lugano on 7 May 2019. Manuel Zollikofer, CEO of CRIF AG, presented the annual study of the negative experiences of payment on Swiss private individuals and other analyses based on CRIF data. Diana Micheletti - Director, La Difesa C. S.A. and Pier Serta - Founder and sole director, Esthetis GmbH, presented two success stories. Matteo Moltini of CIFI AG closed the conference by talking about the opportunities and risks of the Swiss real estate market.