Supports online traders

with payments against invoice and active protection against fraud

CRIF for e-Commerce

Would you like to offer payment against invoice? Do you need support with the prevention of fraud or to optimise your risk management system? With CRIF’s solutions, you can minimise debt defaults relating to payments against invoice and increase your revenue by more than a third.

Largest pool of information in the area covering Germany, Austria and Switzerland
CRIF-Online, run by CRIF, is the biggest B2B and B2C risk pool in the Germany/Austria/Switzerland region. By using identity and credit checks, control of payment method, address management and fraud prevention solutions, we can support e-commerce companies in achieving effective, all-round protection against all types of risk.

Maximising revenue – Minimising payment default
We combine the relevant data with valuable decision-making criteria, interpreting them selectively with the help of scores. We can then improve our estimate of default probability, and achieve optimum control over payment methods.

Protection against risk and fraud on the web
Optimise your checkout processes and protect yourself effectively against all types of risk and fraud. You can integrate CRIF’s products directly into your web shop, use them efficiently and easily and, if you like, expand them on a modular basis to create an overall solution.

The added value you gain with CRIF
•    Up to 30% increase in turnover with “purchasing against invoice”
•    Decisions made in real time
•    Lower purchase abort rate
•    Optimum acceptance rates
•    Extremely high rates of identification, address verification and discrimination
•    Fast, easy integration into your online shop
•    Minimised risk of fraud and payment defaults
•    Made-to-measure control of payment methods
•    Comprehensive, most up-to-date database for the Germany, Austria, Switzerland region
•    Complete outsourcing solutions with attractive Terms & Conditions
•    CRIF takes on your risk and debt management for purchases on account (classical debt collection, debt purchasing,
      factoring and payment guarantees

Application review

CRIF offers numerous products to assess the risk of defaults on payments by corporations and private individuals. Create the optimum match between products, prices, payment terms and credit limits.


Address management

CRIF supports you in the updating, correction and enhancement of your customers’ core data and in research into addresses and inheritors.

Fraud prevention

CRIF collaborates with leading international partners to offer solutions and services to recognize fraud in applications or transactions.


Dealing with foreign customers and suppliers should not become a barrier to your international growth. CRIF will provide you with well thought-out solutions.


  • Zurich, 24 October 2018

    Study of fraud in Swiss online trading: over 92% of traders are affected and report higher losses

    In October 2018, CRIF AG carried out a new online survey of Swiss online and mail-order traders on the subject of fraud. This survey was undertaken in association with the VSV (the trade association for the Swiss mail-order business). Over 92% of all the traders surveyed had already been affected by an instance of fraud and reported higher levels of loss compared with last year’s survey.

  • Zurich, 10 October 2018

    Reduction of 3.1% in business start-ups in Switzerland in the 3rd quarter

    CRIF AG has investigated how many new businesses were formed during the third quarter of 2018, as well as how many companies were dissolved over the same period. They found that 307 fewer businesses were set up than in the third quarter of 2017, which represents a fall of 3.1%.

  • Bologna, 25 September 2018

    CRIF takes 35th place in the IDC FinTech Rankings 2018

    The most comprehensive classification of the top 100 technology suppliers in the financial services industry once again cites the Italian group among leading global companies.

All the news


  • Zurich, 28 September 2017

    CRIF Update 2017

    The traditional CRIF Update customer event took place in Zurich at the end of September. This tackled topics such as address management, Financial Intermediary Casino and innovations and analyses from CRIF.

  • Zurich, 31 May 2017

    E-Commerce Award 2017

    At this year's E-Commerce Award, CRIF sponsored the B2C-Lifestyle & Hobby category, and was able to hand over the prize to lucky winner Keller Sports GmbH for their web shop www.keller-sports.ch.

  • Munich, 18 May 2017

    Forum of experts: Innovations in Credit 2017

    This year, the Innovations in Credit forum of experts was run under the motto Digital Disruption in Frankfurt on 18th May 2017. Around 70 experts from the finance industry took up the invitation from CRIF  Germany, Austria and Switzerland to find out more about Digital Disruption.

All the Events