Supports online traders

with payments against invoice and active protection against fraud

CRIF for e-Commerce

Would you like to offer payment against invoice? Do you need support with the prevention of fraud or to optimise your risk management system? With CRIF’s solutions, you can minimise debt defaults relating to payments against invoice and increase your revenue by more than a third.

Largest pool of information in the area covering Germany, Austria and Switzerland
CRIF-Online, run by CRIF, is the biggest B2B and B2C risk pool in the Germany/Austria/Switzerland region. By using identity and credit checks, control of payment method, address management and fraud prevention solutions, we can support e-commerce companies in achieving effective, all-round protection against all types of risk.

Maximising revenue – Minimising payment default
We combine the relevant data with valuable decision-making criteria, interpreting them selectively with the help of scores. We can then improve our estimate of default probability, and achieve optimum control over payment methods.

Protection against risk and fraud on the web
Optimise your checkout processes and protect yourself effectively against all types of risk and fraud. You can integrate CRIF’s products directly into your web shop, use them efficiently and easily and, if you like, expand them on a modular basis to create an overall solution.

The added value you gain with CRIF
•    Up to 30% increase in turnover with “purchasing against invoice”
•    Decisions made in real time
•    Lower purchase abort rate
•    Optimum acceptance rates
•    Extremely high rates of identification, address verification and discrimination
•    Fast, easy integration into your online shop
•    Minimised risk of fraud and payment defaults
•    Made-to-measure control of payment methods
•    Comprehensive, most up-to-date database for the Germany, Austria, Switzerland region
•    Complete outsourcing solutions with attractive Terms & Conditions
•    CRIF takes on your risk and debt management for purchases on account (classical debt collection, debt purchasing,
      factoring and payment guarantees

Application review

CRIF offers numerous products to assess the risk of defaults on payments by corporations and private individuals. Create the optimum match between products, prices, payment terms and credit limits.


Address management

CRIF supports you in the updating, correction and enhancement of your customers’ core data and in research into addresses and inheritors.

Fraud prevention

CRIF collaborates with leading international partners to offer solutions and services to recognize fraud in applications or transactions.


Dealing with foreign customers and suppliers should not become a barrier to your international growth. CRIF will provide you with well thought-out solutions.


  • Zurich, 9 June 2023

    Slight rise in filings for bankruptcy

    In the first five months of this year, the number of corporate bankruptcies increased by 2.3% compared with the previous year. Even though the number of new company start-ups increased by 3.1%, there has been a slight fall in the net growth of the number of businesses.

  • Zurich, 24 May 2023

    Cyber criminals set their sights on credit cards

    CRIF Cyber Observatory: During the past year, more than 1.6 million warning messages were sent out in relation to data found on the dark web. The majority of hacked accounts point towards the entertainment sector (online games and dating sites). There has also been a sharp rise in the theft of credit cards in combination with CVV details and expiry dates.

  • Zurich, 17. May 2023

    Fewer businesses relocated their head offices within Switzerland during 2022. Thurgau gained companies while Zurich suffered a loss

    CRIF AG has examined the internal Swiss head office relocation destinations of businesses entered into the Commercial Register in 2022. The Cantons of Thurgau, Valais and Graubünden report the highest net inward movements.

All the news


  • Zurich, 23 May 2019

    Digital Commerce Award

    CRIF sponsored the Connect Digital Commerce conference and the Digital Commerce Award. Daniel Gamma presented the award in the Lifestyle and Hobby category to the winner, Digitec Galaxus. Congratulations.

  • Lugano, 7 May 2019

    Annual CRIF meeting in Lugano

    On 7 May 2019 the 8th annual meeting with CRIF took place in Lugano in the Italian part of Switzerland. CRIF presented various studies based on their data and clients and partners presented their success stories.

  • Zurich, 28 September 2017

    CRIF Update 2017

    The traditional CRIF Update customer event took place in Zurich at the end of September. This tackled topics such as address management, Financial Intermediary Casino and innovations and analyses from CRIF.

All the Events